Harbor AI

Specialty placement for the risks your markets turn away.

Harbor AI is a wholesale broker for retail agents. Bring us the property, casualty and professional risks that need a specialty market, and follow every placement on Portra.

Illustrative Portra workspace showing a sample submission moving from submitted to bound.
PortraSubmissions
Illustrative preview

Bayside Self Storage LLC

Commercial Property · 6 locations, coastal Florida

Submitted
  1. Submitted
  2. In review
  3. Quoted
  4. Bound

Documents

  • ACORD application.pdf
  • Loss runs 2021-2025.pdf
  • Statement of values.xlsx

Quotes

Waiting on markets

Specialty practices and coverages

Commercial property, casualty, professional liability and garage—each product is handled by the desk that knows the class.

Glass office towers seen from street level

Commercial Property

Commercial property for schedules and locations that need a specialty market.

Construction crew working on a rebar deck

Casualty

Construction casualty for project owners, developers and small artisan and general contractors.

  • Owners Interest
  • Small Business Construction
Team meeting in a bright brick-walled office

Professional Liability (E&O)

Errors and omissions for legal, real estate, title and insurance professionals.

  • Lawyers Professional
  • Real Estate Professional
  • Title Agents
  • Insurance Agents
Semi truck in an automotive service setting

Garage

Garage insurance for automotive dealerships, repair shops and service businesses.

  • Garage Insurance

A wholesale partner that works like part of your agency.

Retail agents come to Harbor for market access and stay for how the work gets done.

Brokers who know the class
Your submission goes to the specialty desk that handles that class of business, not a shared inbox.
Markets beyond your appointments
Reach excess and surplus lines and specialty markets your agency is not appointed with, through one wholesale relationship.
Placement on Portra
Submissions, quotes and documents live in one workspace instead of scattered email threads.
The client stays yours
We work behind your agency. Quotes, binders and policies come back to you, and the relationship with the insured stays with you.

Every placement runs on Portra.

Portra is the platform behind Harbor. It keeps each risk on one record, from the first submission to the renewal.

Portra
  • One record per risk

    Applications, loss runs and correspondence sit on the submission they belong to.

  • Status you can see

    Follow each submission from received to quoted to bound without chasing an update.

  • Quotes side by side

    Review returned quotes together and choose the market that fits your client.

Previews use sample data for illustration.

From appointment to bound in four steps.

One process for every specialty, so you always know what happens next.

  1. 1

    Request appointment

    Tell us about your agency. We send the broker agreement and a short licensing checklist.

  2. 2

    Submit a risk

    Send the submission through Portra with the application and loss runs attached.

  3. 3

    Compare and bind

    Review the quotes we bring back, choose a market and bind.

  4. 4

    Service and renew

    Endorsements, certificates and renewals stay on the same record.

Get appointed with Harbor AI.

Tell us about your agency and the business you write. We'll follow up with everything you need to start submitting.

What you'll need

  • Your agency license
  • A current E&O certificate
  • A signed broker agreement, which we send you
Lines you place (optional)

Questions agents ask us.

Something else on your mind? Add it to your appointment request and we'll answer it directly.